6 reasons why you can benefit opening an online bank account

Mobile technology has taken the world through an age of rapid developments. The introduction of the net bank app has made banking much faster and more efficient as it allows its user to access their account from anywhere. IDFC FIRST Bank through its mobile banking app offers up-to-date banking tools to provide additional convenience to its customers. 

People today need not stand in long queues waiting to do a simple task like depositing money in the account or applying for a cheque book. With online internet banking at your disposal, you can carry out day-to-day transactions without any problem. Here are some features of the IDFC FIRST Bank mobile banking app that allow you to conduct transactions effectively.

• Open a bank account online

With this app, you can open savings account online or any other account from the comfort of your home. The procedure for opening a bank account is quick, and does not involve any paperwork. By following the procedures given online, anyone can open a bank account. If you have any problems along the way, you can check the FAQ section or contact the bank’s support team. Since there is no paperwork involved, the time it takes to process the documents is also very less.

• Make instant payments

By using a net banking app, you can easily transfer money and make all your bill payments without having to log in multiple times. Since the app has a UPI facility, you can transfer money within seconds. Moreover, it also lets you pay for all the utilities such as the LPG, electricity, water and even the DTH. As a bonus, you can also set up automatic payments for all the utilities mentioned above and prevent any penalties. Since this facility is available round the clock, you do not have to worry about late-night or last-minute transactions.

• Keep track of multiple bank accounts

Apart from making payments easily, the IDFC FIRST Bank mobile banking app also has a feature to add more than a single account. By doing so, you can seamlessly switch between accounts and make payments from the respective bank account. The app also shows a consolidated report of all the accounts that have been linked. If it is necessary, you can also generate individual statements as you do with other banking apps. It is not necessary that the accounts linked with the app must be from the same bank. You can link any account that is registered with any recognized banks.

• Get quick notifications

Almost all bank internet banking apps have a feature that provides you with messages or alerts regarding any withdrawals or deposits in the bank account. However, it is common that these prompts are delayed. Sometimes the messages are delayed by a few minutes, but at times these messages may take hours or even an entire day to show up. This problem is easily solved by having a real-time alert feature. If the customer’s mobile is connected to the Internet, the app consistently refreshes, and gives you all the updates regarding new transactions right then and there. This feature can help customers take quick actions if they see unrecognized transactions. 

• Quick purchase of FASTag

Through the mobile banking app, you can purchase FASTag and recharge it easily. This helps avoid waiting in a queue at the highway toll paying stations to pay tolls. 

• Prompt customer support 

If you have queries regarding any transaction or statement, or require any other assistance, you can get in touch with the support team over chat, video call, or email through the IDFC FIRST Bank mobile banking app.

These are some important ways by which a net bank app helps customers have a seamless banking experience.