If you have already chosen the ideal gift for your mother on a special date, take into account the following recommendations to avoid getting into debt with your purchases
Check The Interests
Interest is the enemy of the purchases you make with your credit card or vanilla card. If you have decided to buy the gift for mom in this modality, calculate the installments that you will have to make monthly and analyze if they are convenient for your economy. The most recommended is that you settle your purchase on the spot. In this way you will avoid interest and your gift will be cheaper.
Take advantage of promotions
Take advantage of your credit card promotions for Mom’s gift. In different stores they exchange points of your plastic for different products or services, it could be convenient to find the best gift and not spend too much. You can find beauty products, gift cards, technology, among different options that you consider perfect to surprise your mom on this special day.
We all want to please Mom on her big day and sometimes due to lack of time we buy impulsively without comparing prices that could be more convenient so as not to affect our economy. If you compare prices of the gift you want to buy, I assure you that you can find the same product in a more convenient payment method, and even at a much lower price.
Don’t abuse your credit card
Remember that your credit card is not an extra income, so you should not abuse its use to buy the gift for mom on these dates. I recommend that you buy what you can pay and it will not become an impossible debt in the future.
Finding the gift for mom is not as easy as it sounds, but there are a variety of options that can get you out of trouble without spending too much and suffering from debt the following months.